Monday, September 21, 2009

Homeowners Insurance -- Measures That Will Cut Down Your Rates


There are steps that will help you enjoy serious savings without putting compromising quality. Would you like to know them? Then read through and apply the following well-proven time-tested steps to getting better homeowners insurance rates...

1. Window locks on every window will help you save since they reduce your home's risk of burglary. You can take this to another level by building in burglary-proof bars on all your windows. If you're not one of those folks who have a deep hatred for these kind of fittings, they'll help you get considerable discounts. If you have nothing against this quickly fix them in your home and get cheaper rates.

2. Installing special security and fire systems that are monitored round the clock is a smart step. You will obtain considerable discounts apart from the fact that you will feel more secure that your home is being watched by trusted professionals. Even though the discount this will attract will vary from one insurance company to another, you can expect to bring down your home owners insurance rate by as much as 25%.

3. Do you have smoke and fire detectors installed? You will get lower premiums especially if you have installed enough for your size and type of house. If you have them, do NOT forget to change their batteries twice yearly.

With these fires will be spotted early and stop more easily before they can cause any real damage. Don't forget that anything that lowers the likelihood of a fire in your house reduces your premium.

4. You will save a lot of dollars by visiting a minimum of 5 homeowner insurance quotes sites. If you do this, you'll increase your chances of getting the lowest quotes possible as five sites will present not less than 25 quotes altogether.

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